RISKPRO Insurance Agency, LLC offers a full complement of insurance coverages that meet the unique and complex coverage needs of public entities. These programs are designed for cities, counties, school districts, public housing authorities, transit authorities, airport authorities and other special districts.
Package policy forms are used with numerous coverage enhancements for the unique exposures of public entities. These Package policy forms include: property, general liability, inland marine, automobile fleet, crime, boiler and machinery and fully insured or self-insured workers' compensation.
Professional Liability Coverages
Broad, customized coverage forms are utilitzed from the nation's leading writers of public officials liability, law enforcement liability, educator's legal liability and employment practices liability. Claims-made formats are available in most jurisdictions, as well as full prior acts coverage.
Virtually any other coverage can be addressed by one of our many markets, including: public officials bonds, umbrella liability, airport liability, hospital professional liability, flood and earthquake, environmental liability and more!
Self Insured Programs
When the insurance market becomes expensive the principals of the firm have had success in helping clients find solutions. For example, in 1994, John Sharp, State of Texas Comptroller, conducted an audit of a self-insured workers' compensation (WC) program designed, installed and managed by INSPRO. John Sharp reported in his audit that WC costs were 14% lower in this program than the average cost of the 50 largest school districts in the State of Texas.