Below we have provided estimated minimum premiums for common types of insurance coverages we can obtain for businesses in the information technology industry.
 
In order to provide you with formal quotes, please submit the information to the right.

• Commercial General Liability (CGL)
  Commercial general liability insurance is the basis for your technology insurance portfolio. Many of your clients and vendors will normally require a minimum of $1 million in limits for the commercial general liability policy. Hired and non-owned auto liability coverage can be added by endorsement. Coverage for damage for your property can be added as well as Umbrella Liability coverage.

• Professional Liability or Information Technology Errors & Omissions (E&O)
  Sometimes this coverage can be endorsed on to your general liability insurance policy to broaden your coverages to provide protection for your professional services exposures. These exposures typically involve claims and losses that arise out of your rendering or failing to render professional advise, consulting, custom programming and intellectual-property violations. The premium for this policy usually starts at around $625 per year. Sometimes it is more cost effective to obtain a separate policy.

• Umbrella Liability Insurance
  Umbrella is used to increase the limits on your underlying liability coverages. This is sometimes referred to as excess coverage. The premiums for this policy are usually $400 per $1 million dollars of limits.

• Workers' Compensation Insurance
  This policy is normally obtained once you have employees on your payroll or may be required in your contracts with clients or by state statue. Lifetime medical expenses are provided for work related injuries and income disability payments to about 67% of pre-injury wages are paid subject to state limitations.

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